Lesson 1: Adventures in Borrowing Wisely

Question One

Answer B

You’re one smart cookie.

There’s no reason to take more money than you need, especially since you’re paying interest on every penny you borrow! By borrowing wisely, you can shave hundreds of dollars (or even thousands of dollars) off your total student loan bill—meaning you’ll shell out far less in loan payments after college.


Answer B: Decline the extra cash. It'll just come back to bite you later.