Student Loans and Your Future

Tie your student loan limits to your likely starting salary

The maximum borrowing for Stafford Loans (dependent student) is $31,000, for good reason. Most students can expect to earn something close to that their first year.

In other words, resist the urge to get private loans in order to borrow more. If you do, you’ll be negatively impacting your ability to live well once you’re relying on that salary—and paying down your student debt.